Effective Date: [1st January 2020]
Last Updated: [1st January 2025]

Welcome to Qtech Academy (“we,” “our,” “us”). By accessing or using our website, mobile apps, and online learning services (collectively, the “Services”), you agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree, you should not use our Services.

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1. Use of Services

• You must be at least 16 years old (or the legal minimum in your country) to use our Services.

• You agree to provide accurate information when registering for an account.

• You are responsible for maintaining the confidentiality of your login credentials.

• You may not use our Services for unlawful purposes or activities that could harm others.

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2. Account Registration

• To access certain features, you may need to create an account.

• You are responsible for all activities under your account.

• We reserve the right to suspend or terminate accounts that violate these Terms.

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3. Courses, Payments & Refunds

• All prices for courses, training, and materials are listed in [Insert Currency].

• Payments must be completed before gaining access to premium courses.

• Refunds are only granted under the conditions outlined in our Refund Policy (e.g., within 7 days of purchase, provided less than 20% of the course has been accessed).

• Qtech Academy is not responsible for bank charges, transfer fees, or currency conversion differences.

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4. Intellectual Property

• All course materials, videos, documents, logos, and content are owned by Qtech Academy or its licensors.

• You may not copy, share, resell, or redistribute course content without permission.

• Limited license: You may use purchased materials for personal learning only.

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5. User Content

• You may post reviews, comments, or other content on our platform.

• You retain ownership of your content but grant us a non-exclusive, royalty-free license to use it for promotional or educational purposes.

• We may remove content that is unlawful, abusive, or violates our community standards.

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6. Code of Conduct

By using our Services, you agree not to:

• Harass, abuse, or harm other users.

• Post false, misleading, or offensive content.

• Attempt to hack, disrupt, or exploit our systems.

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7. Third-Party Services

Our Services may include links or integrations with third-party platforms (e.g., Zoom, PayPal, Google). We are not responsible for the practices of these third parties.

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8. Disclaimer of Warranties

• Our courses and materials are provided “as is” and “as available.”

• We do not guarantee uninterrupted access, error-free content, or specific results.

• Qtech Academy is not liable for business losses, missed opportunities, or reliance on course content for professional advice.

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9. Limitation of Liability

To the maximum extent permitted by law, Qtech Academy shall not be liable for:

• Indirect, incidental, or consequential damages.

• Loss of data, income, or profits.

• Unauthorized access to your account or data.

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10. Termination

• We may suspend or terminate your access if you violate these Terms.

• You may close your account at any time by contacting us.

• Termination does not affect obligations relating to payments or intellectual property.

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11. Governing Law

These Terms shall be governed by the laws of [Insert Country/State]. Any disputes will be subject to the exclusive jurisdiction of the courts in [Insert Location].

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12. Changes to Terms

We may update these Terms from time to time. Continued use of our Services after changes means you accept the new Terms.

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13. Contact Us

If you have questions about these Terms & Conditions, contact us at:

📧 Email: [info@qtech.academy]
📞 Phone: [+234-9154123499]